The Freeman Agency knows that it takes more than brushing and flossing to keep your teeth healthy. We will be pleased to help you determine which dental and vision policies you need to make your health coverage complete.
There are several types of individual employee dental insurance coverage available to Texas businesses as well as individuals in need of their own care. These include:
Dental Maintenance Organization (DMO)
A DMO plan requires you to select a primary care dentist as well as receive all dental care within your plan’s network.
Preferred Provider Organization (PPO) / Participating Dental Network (PDN)
As with individual or group health insurance, a PPO / PDN family dental insurance plan features lower costs if you choose dentists within your plan’s network, although doing so is not required.
The most flexible dental coverage available, Dental Indemnity allows you to visit any dentist in the United States without referral. While this plan requires no copay, most Dental Indemnity plans only cover up to a specified amount.
Contact us for your dental insurance quote today. We’ll compare and contrast policies for you to help you find the right solutions for you.