There is a lot of competition among companies to attract top employees. It is no secret that the health insurance plan offered by an employer is often the deciding factor for someone trying to figure out which company to work for. The Freeman Agency wants to make sure your company attracts and retains the best employees for your organization.
Group health insurance plans available include:
Preferred Provider Organization (PPO) Plans
A PPO is one of the most familiar styles of group health insurances offered to Texas businesses. With a PPO, your employees have a network of healthcare providers from which to choose. Although the option of seeing a physician outside the network is available, choosing a doctor within their network will save your employees more money.
Health Maintenance Organization (HMO) Plans
An HMO differs from a PPO in that employees must only see physicians within their network.
Point of Service (POS) Plans
A POS group health plan is sort of the middle ground between the rigid HMO and the flexible PPO. As with an HMO, employees choose a primary physician, but like a PPO, a POS plan allows them to see physicians outside the plan’s network as well.
Health Savings Account (HSA) Plans
With an HSA plan, your employees deduct a tax-free portion of their paychecks to a savings account, whose funds roll over from year to year if not used. These funds can be used for almost any medical care services they require.
The benefits consultants at The Freeman Agency have the same goal as you: to find an affordable group health insurance plan for your business that gives your valued employees the medical care coverage they deserve. As a locally recognized insurance brokerage, we proudly offer group health insurance benefits to businesses in Houston, TX and surrounding areas.
Contact us to schedule a benefits consultation today. We’ll compare and contrast policies for you to help you find the right solutions for your organization.