Carter Lewis Freeman
Founding / Managing Partner
Benefits Consultant

Carter Freeman founded The Freeman Agency in 1997 with a passion to help people.

After spending many years within the benefits industry, Carter noticed a division between customer service and claims management. Striving to offer the best, Carter sought to create a business where both sectors were equally important. Thus, The Freeman Agency was born, offering the best customer service possible, along with a wide selection of employee benefit services in Group Health Insurance.

Carter graduated from the University of Arkansas, after which he began his career in health benefits as an underwriter and financial analyst. His expertise stems from more than 15 years in the industry.

Carter’s ongoing goals are to help clients manage their healthcare and benefit costs while remaining on the leading edge of plan design and wellness initiatives to keep employees healthy and claims low.

While continuing to grow The Freeman Agency, Carter continues to support the community by offering scholarship programs to local graduating seniors, as well as continually supporting local school projects and sports teams. He is also member of the National Association of Health Underwriters and the Houston Association of Health Underwriters.

Other organizations that Carter supports include: Big Brothers, Big Sisters; Houston Livestock Show and Rodeo; Wesley Academy; Leukemia Foundation; Center for Lost Children; Cypress Crusaders Select Baseball Team; and Alvin Independent School District Foundation.

In his personal time, Carter enjoys spending time with family and friends, playing guitar and watching college sports.

To schedule a consultation with Carter, email: carter@thefreemanagency.com

William L. Bray
Benefits Broker / Consultant

Bill Bray brings more than 20 years of benefits experience to The Freeman Agency. His areas of expertise include group medical, life and disability insurance, as well as 401(k) programs.

Graduating from Stephen F. Austin with a degree in finance, Bill continues to enhance his expertise by staying involved in organizations such as the National Association of Health Underwriters and the Houston Association of Health Underwriters, where he served two terms as treasurer.

In his personal time, Bill enjoys outdoor sports such as golf, fishing and hunting, as well as riding his Harley Davidson.

To schedule a consultation with Bill, email: bill@thefreemanagency.com

Brent Young
Employee Benefits Broker

Brent Young joined The Freeman Agency in 2011 with more than 12 years of progressive insurance experience including medical, dental and ancillary lines of coverage for both corporations and individuals.

Brent graduated from Texas A&M University in 1997 and began his career working as an Insurance Representative for one of the largest insurance providers in The United States. During his tenure with this carrier, Brent gained an extensive understanding of the benefits industry, working directly with the Marketing, Underwriting, Actuarial, and Finance departments while building strong relationships with insurance agents in the community.

After five years of in depth experience, Brent transitioned from his position with a large provider to working directly with corporations and individuals as an agent. This transition allowed Brent to focus on his passion of working directly with the clients to meet all of their insurance requirements, including medical, dental, vision, etc. Brent’s innovative ideas, exemplary knowledge of the providers’ infrastructure, strong interpersonal skills, and dedication to customer service prove to be a valuable contribution to his clients that cannot be duplicated in the industry.

Brent has been married to his wife Marnie for 10 years, and has two children, Ashlyn and Nolan. In his personal time, Brent enjoys playing golf, running, spending time with friends and family, and watching Houston and Aggie sports.

To schedule a consultation with Brent, email: brent@thefreemanagency.com


"I have utilized the services of The Freeman Agency for well over 10 years now. In that period of time I have found the level of service the agency provides to be nothing less than excellent. I look forward to our continued working relationship."
- Controller, Financial Services Company

"Of all my vendors, The Freeman Agency gives me the best customer service. They save me a great deal of time handling the issues and unusual situations that can come up in health benefits. The Freeman Agency is more than just a benefit resource. They have assisted me with providing me with the total costs of employee benefits and other HR issues."
- HR Director, Energy Services Company

"Allseas USA has been with The Freeman Agency for over eight years and each year we continue to receive competitive rates and premium products from Carter and his staff. The most important aspect about our business relationship is service. I know when I call The Freeman Agency with a question, someone is going to promptly take care of the problem and inform me of the resolution."
- CFO, Offshore Pipeline Construction Company

"I’ve worked with The Freeman Agency for over eight years and their customer service really stands out. They always seem to go above and beyond my expectations to assist me in resolving any problems I experience. When it comes to insurance, they’re my right arm…I couldn’t imagine dealing with all of the insurance headaches without them!"
- HR Manager, International Freight Company

"The Freeman Agency has been the agent of Clock Spring Company LP since 1999 for our medical, dental and life insurance coverage for our employees. They are always prompt with our yearly quotes and helping us in our selections for better coverage each year. Their staff is always very helpful in explaining and researching problems with employee claims. Clock Spring Company is very pleased with all the services The Freeman Agency continues to offer us."
- Controller, Pipeline Repair Company

"With Carter, Leanne, and the rest of The Freeman Agency team, we have found an honest, quality-driven, customer friendly company, who has always gone above and beyond. Integrity? Absolutely! You not only listen, but you hear. I love that! Thank you for being there for us - we need you!"
- VP of Operations, Staffing Agency

"Nothing compares with The Freeman Agency. Working with them has made my job easier knowing that they will always be honest and up front with me regardless of what the issue is. They treat you as a person not just another client."
- Benefits Administrator, Texas School District