Vision Care Insurance plans range from about $7 to $12 per month for single coverage. With the benefit of a Section 125 plan, the pre-tax savings brings the cost down to about $5 to $9 per month. That's less than $100 per year, which in most cases, is less than one visit to the optometrist.

Most vision plans are designed with small co-pay for the exam itself and additional co-pay for materials (frames, lenses, contacts).