Group Life Insurance is a great way to allow employees to purchase additional life insurance coverage for themselves and their families. Because so many employees are underinsured for life insurance, this is a great way to allow them to increase the amount of insurance they have. This is a guarantee issue product, which means that employees will not have to go through a medical exam or answer any medical questions to purchase the life insurance.

Some of the higher plans that The Freeman Agency seeks out also allow employees to increase their coverage at the plan's anniversary date without additional medical questions or underwriting. Most of the Voluntary Life policies on the market are also portable, meaning employees can take their coverage with them if they leave the company.